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The Bank of England voted in March to keep interest rates unchanged at 3.75%, while cautioning that the Middle East conflict could yet stoke inflation and push borrowing costs higher. For mortgage markets, the five-year swap rate remains the key benchmark, underpinning the pricing of fixed-rate deals. Since the onset
March is often one of the strongest months for sellers to spring into action and let their listings blossom. The number of homes for sale at this time of year is at an 11-year high. Buyers are spoilt for choice, with the widest selection of properties available at this time
Spring planting season begins in March with National Plant a Flower Day, when gardeners celebrate by planting blooms like marigolds and daffodils – the flowers of the month. Around 88% of households in Great Britain have access to a private or shared garden, giving most people the space to enjoy
For the first time since mid 2022, the average rate on a five-year fixed mortgage has fallen back to 4%. This milestone offers a measure of relief to prospective homeowners after several years of higher rates. Yet the respite may prove short-lived if global tensions push borrowing costs higher again.
